1. Introduction

Welcome to Ludo Bank! By accessing our website and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our platform.

2. Use of the Site

You must be at least 18 years old to use our services. By using this site, you confirm that you meet this age requirement. You agree to use the site only for lawful purposes and in accordance with these terms.

3. Account Registration

To access certain features, you may need to register for an account. You agree to provide accurate and complete information during registration and to keep your account credentials confidential. You are responsible for all activities under your account.

4. Payment and Fees

All fees and charges associated with our services will be clearly outlined on the site. By using our services, you agree to pay all applicable fees and taxes. Failure to pay may result in suspension or termination of your account.

5. User Obligations

Users agree not to engage in any activity that may harm Ludo Bank or other users, including but not limited to fraud, harassment, or unauthorized access. Violations may result in account termination and legal action.

6. Intellectual Property

All content on the site, including text, graphics, logos, and software, is the property of Ludo Bank or its licensors. Unauthorized use of any content is strictly prohibited and may violate copyright, trademark, and other laws.

7. Limitation of Liability

Ludo Bank is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or the inability to use them. Users assume all risks associated with using the site.

8. Shipment and Cancellation Policy

8.1 Shipment

All shipments will be processed promptly upon successful payment. Estimated delivery times and shipping fees will be provided at checkout. Delivery timelines are subject to carrier schedules and external factors beyond our control. Users are responsible for providing accurate shipping information to ensure successful delivery.

8.2 Cancellation

You may cancel your order within 24 hours of placing it, provided the shipment has not been dispatched. Once dispatched, cancellations may not be accepted. Refunds for eligible cancellations will be processed within 5-7 business days. Ludo Bank reserves the right to refuse cancellations that violate these terms.

9. Governing Law

These Terms and Conditions are governed by the laws of IRP. Any disputes arising from these terms will be resolved in the competent courts of that jurisdiction.

10. Changes to Terms

Ludo Bank reserves the right to modify these Terms and Conditions at any time. Changes will be effective upon posting on the site. Continued use of the site after changes indicates acceptance of the revised terms.

11. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us at hello@ludobank.net